Get them while they’re hot. All three Delta SkyMiles American Express personal credit cards now come with generous welcome bonuses up to miles some of the biggest airline credit card bonuses on the market. As Delta SkyMiles are worth an average of 1.16 cents. If you’re strategic with your redemptions, you can do even better. … Read more
When you think of a typical mortgage loan, you probably envision a conventional loan. Conventional loans are the most common type of mortgage loan today. They allow homebuyers to finance the purchase of a primary, vacation, or investment home with repayment terms of up to 30 years (or sometimes more). Conventional loans can be more … Read more
With over $70 billion in assets, Western Alliance Bank is among the top 40 largest banks in the United States. It offers several consumer banking products, including checking, savings, money market, and certificates of deposit (CD) accounts. Customers can also open an individual retirement account (IRA) through Western Alliance. Besides consumer banking products, Western Alliance … Read more
Sezzle is a buy now, pay later app that makes it convenient to shop and pay for purchases in installments. It offers interest-free financing, an opportunity to build credit, and can be used to shop at hundreds of brands, with flexible repayment options. How does Sezzle work? Sezzle allows you to make purchases at its … Read more
That’s the last time (before now) the S&P 500 had fallen five weeks in a row, showing why the stock market’s recent deterioration is so hard to take. The nearly 11-year stretch without such losing streaks was the longest in the history of the index going back to 1928, according to analysts at Deutsche Bank, … Read more
Starter home Forever home Definition A home you plan to own for a short period before buying another one The only home you plan to buy Home features May have drawbacks in size, location, or other features Must meet both current and future needs Cost Typically cheaper Typically more expensive Mortgage May prefer an ARM … Read more
Whole life insurance is a type of permanent coverage that’s offered in a range of “styles” to suit different needs. Since permanent coverage, including whole life, is more expensive than temporary or “term” coverage, many of the different types of whole life insurance have evolved to help owners manage the cost of premiums. But other … Read more
One of the biggest investments you will ever make is your home. In the event of an unexpected loss, you need a homeowner’s insurance company you can depend on to restore your home and its contents to their previous condition. One company that deserves consideration for your homeowner’s insurance needs is Shelter Insurance. Shelter Insurance … Read more
Key Takeaways An insurance declaration page sums up what is in an insurance policy. It comes at the start of policy paperwork and contains information such as your deductible, coverage, discounts, and more. You should check your dec page for errors as soon as you get it. Errors may make it hard to file a … Read more
Definition and Examples of Amortization Amortization is the way loan payments are applied to certain types of loans. Typically, the monthly payment remains the same, and it’s divided among interest costs (what your lender gets paid for the loan), reducing your loan balance (also known as “paying off the principal loan”), and other expenses like … Read more